The Pension Fund makes a supplementary payment of € XNUMX AObmember
With the help of the AOb a retired teacher recently received a supplementary payment of three tons net from the ABP pension fund. "This is exceptional," says AObpension adviser Roelf van der Ploeg.
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If the former teacher does not happen to be the television program Check out she might never have known she was still entitled to a survivor's pension. Van der Ploeg: “This AObmember lived with her sister - they had bought a house together - and formed a household with them. You can then register the person you live with - even if this is not a partner - with your pension fund. If you do this, you leave each other 'well behind' and you are entitled to a survivor's pension. Her sister died about twenty years ago, but she was not registered with the ABP at the time.”
Extended policy
In the first instance - years ago - a rejection of the ABP was justified; after all, the sister was not registered. “But,” says the AObpension adviser, “a few years later, the pension fund relaxed its policy. Everyone who did form a household was entitled to a survivor's pension, even if the partner was not registered. This expanded policy applied retroactively to January 1, 1996, so also for this former teacher who had to deal with it." Relatives had to be able to demonstrate that mutual contributions were made to the cost of living.
This does fall into the category of legendary stories
Retroactive right
All this time, nothing happens until the former teacher this year's program Check out see. She decides to apply again to ABP for the survivor's pension. A rejection follows. The ABP helpdesk reports that the sister does not fall under the term 'partner'. Van der Ploeg steps in and contacts the contact person of the union at ABP. “He reported that it had gone wrong,” he says, “and that it AObmember was indeed entitled to a survivor's pension. The concept of a partner does not necessarily involve a love relationship. Forming a household together is the criterion."
That amount increases enormously due to the number of years. “She should have received about a thousand euros net per month for more than twenty years,” says Van der Ploeg. From now on, this amount will be credited to the former teacher's account every month. “This will fall into the legendary stories category. I advised her to get tax advice. ”
Tips: 'Talk about your pension'
- Always register your partner with your pension fund. “Of course you only do this with someone with whom you have a lasting relationship,” says AObpension adviser Roelf van der Ploeg. If you are married, it happens automatically. It is a household, so it can also be second-line family, such as a brother and sister with whom you share a home.
- Check what the survivor's pension means to you. "For example, can you still live in your house or would you have to arrange something additional?"
